When considering Investment options, due to the wide range of various saving and investment products it is recommended that you seek professional advice.
Once Q & A Wealth Management has established your requirements, then we are able to advise you on the best investment product which would match your needs/requirement.
Examples of the some of the Products which are available:
National Savings products
These include National Savings Bank accounts and Savings Certificates and various forms of Savings and Income Bonds.
Individual Savings Accounts (ISAs)
Able to Investment currently up to £7200 per tax year in an investment isa or you have the option of establishing an Cash Isa £3600 and an Investment Isa £3600.
Equities
Opportunity to invest in the shares of companies listed on a stock exchange in which it is hoped that you receive capital appreciation but the opposite can also happen in which the value of your shares fall.
Collectives
To reduce Equity Investment risk, it is possible to invest in a collection (Basket) of shares from different companies and this can be done via an Unit Trust or Investment Trust.
Offshore Funds
These are funds based outside the United Kingdom such as Guernsey etc and they have certain advantages over onshore funds.
Structured Products
These are lump sum products in which your original capital has capital protection ranging from 50% to 100% depending on the chosen product provider and the number of years the investment is taken out for.